Mortgage Refinancing Kingston, Ontario

Refinancing a mortgage means paying off your existing loan and replacing it with a new one. In many cases, people will choose to refinance their home to improve the current mortgage they have. This includes obtaining a lower interest rate, as a way to shorten the term of the mortgage, to switch from an adjustable-rate mortgage to a fixed-rate mortgage or vice versa. Other people choose to refinance their mortgage as a way to tap into their home’s equity. This cash can be used to help finance a larger purchase like a second home, cottage or new vehicle. Others use it to pay off debts or renovate their home.

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